I've been in limbo for the last 2 weeks with the closing on this house. It was supposed to close last Thursday. I cleared my schedule at work, moved appointments around, got all dressed up in my Thursday best and waited to be summoned out to Walnut Creek to sign a million documents. My beloved troops anxiously awaited with a bottle of bubbly on the home front, to no avail... turned out my genius loan officer still hadn't submitted half of the renovation loan paperwork to Underwriting, (this is where I imagine some pasty paper-pusher siting in a sterile, brightly lit room making sure that anything that remotely resembles English be changed to convoluted legal jargon at a 6pt print).
So then we thought, ok Friday? ... nooooooo.
Monday? nooooooooooo.
Definitely and finally Tuesday! YES! okay. So I clear my schedule, put on my best Tuesday dress, and in a moment of lavish grandeur, I even put on my fake antique diamond ring that my mum gave me. Brad also kept his work schedule noncommittal with all his clients, gently preparing them for the separation anxiety they get when he leaves their sides to join me as my #1 cheerleader for the big moment...
He's on call. I'm on call. its almost noon and still no word. I call my escrow officer, and she is still waiting for the docs from my favorite lending officer who is of course, MIA.
2pm: I finally get a call from escrow saying she got the docs from my resurrected lender! hoorray!
ohh but wait - genius dated them all for tomorrow!
Fan.tas.tic.
I'm all dressed up with my faux diamond ring and no where to go :(
Now I am rearranging everything again to meet with the notary to sign tomorrow. Naturally it is 5pm and I am still not clear on the when and where yet.
One really cool thing, that I had no idea of, is that the notary who delivers the papers to sign can come meet me anywhere! So I don't have to go to Walnut Creek after all. She is going to bring my papers for me to sign directly to me at work, or at home.(TBD) ... On the down side, I also didn't know that they charge $150 in notary fees and for this glamorous front door service - but seeing how the title company's official office is somewhere in Egypt, I don't have much of a choice, do i? It's all good. Patience is one thing I am occasionally good at. The only real problem I have though is that I am out of fancy dresses, and all the champagne is warm.
